March 13, 2009

Dear Valued Client:

Given this unsettling time in the financial markets, I’ve been reaching
out to as many clients as I can.  Unfortunately, I am only able speak
or meet with one client at a time, and felt that the attached “Good News
for VALIC Clients” best communicates the facts concerning our
relationship with our parent company AIG, in a clear and concise manner.  
Information pertaining to VALIC starts at the bottom of page one.

After reading this, if you would like to discuss your finances in any manner,
please get in touch with me using the contact information below.  We can
have a phone conversation, or meet in person, at a time that is convenient for you.

Thanks for your business in the past, and your confidence through these
uncertain times.

Sincerely,